About Knight Insurance
Knight Insurance provides a full range of insurance services for clients both locally and throughout the state of Florida. Knight Insurance is centrally located in Broward County off I-595 and South Pine Island Road and “walk-ins” are always welcome.
As an independent insurance agency, Knight represents a large number of insurance carriers. Knight Insurance of Broward places your policy with the company providing the proper coverage at a competitive rate.
Education, professionalism, and ethics are the cornerstone of Knight Insurance. Impeccable service and careful attention to our clients' insurance needs set us apart. Let Knight Insurance of Broward protect all that matters.
“Homeowners’ Insurance” (HOI) is a specific type of property insurance, which protects against damages to the physical structure of the home, its contents, loss of use, and liability. HOI premiums are calculated using various key factors, including location, square footage, year built, and any additional finishes & upgrades. These factors create the home's replacement value. However, many individuals get "replacement value" confused with "market value." A homeowners policy in Florida is always based on the replacement cost.
Florida law requires everyone owning a motor vehicle with four (or more) wheels to purchase a minimum of $10,000 in personal injury protection insurance or “PIP,” and a minimum of $10,000 in property damage liability insurance. PIP insurance protects you regardless of whether you caused the accident and were “at-fault.” Property damage liability insurance pays for damages to another person’s property, which resulted from you, or your family members, driving your vehicle. The term “property” includes another person’s vehicle, as well as their mailbox, fence, or garage door—a few routine examples.
According to the 2015 Florida Statutes, those navigating a sea vessel are “advised to carry coverage,” which provides protection for collisions, accidents, and injuries. In 2014, Florida had nearly 1,000,000 registered motorboats and lead the nation in boating fatalities. Florida accounted for 11 perecent of the 4,064 boating accidents reported nationwide.