Insurance Agency offering Auto Insurance, Motorcycle Insurance & Car Insurance in Cooper City, Plantation, Sunrise, Davie, Coral Springs, Weston, Fl & Surrounding Areas
Drive With Confidence
Auto Insurance in Cooper City, FL from Knight Insurance
Even if Florida state law didn’t require you to carry automobile insurance, it would still be the right thing to do. Not only can it protect you, your passengers AND your vehicle today…but it can prevent you from ongoing financial hardship due to a large court ordered settlement.
What does the state of Florida require?
The state of Florida requires all drivers to carry Personal Injury Protection (PIP) insurance policy that provides a minimum of $10,000 in personal injury protection and $10,000 in property damage protection. Failure to meet these minimum insurance requirements may result in the suspension of a drivers’ Florida drivers license.
If you are leasing a vehicle you are required to carry a minimum of $100,000 per person / $300,000 per incident in bodily injury liability insurance. You are also required to carry a minimum of $50,000 in property damage liability insurance. Comprehensive and collision insurance deductibles cannot exceed $1,000 each.
If you are financing a vehicle you can carry state minimum requirements. However, you must carry comprehensive and collision insurance with a maximum of a $1,000 deductible each.
Why an Independent Agency is the smart choice
Suppose Insurance Company X insures you through a captive (single carrier dedicated) agency and now your child is of driving age. Company X isn’t particularly competitive when it comes to new drivers…but Company X is your only choice with your captive agent. If you decide to switch companies, what happens to those wonderful discounts you enjoyed by having your homeowners insurance AND your auto insurance with Company X?
As an Independent Insurance Agency, Knight Insurance of Broward has a network of insurance providers who offer a variety of discounts. We know which company will provide the best coverage at the best rate for the drivers in your household…and we make sure you receive EVERY discount for which you qualify. With this kind of dedicated service, no wonder it’s always a great day at Knight!
Our Automobile Insurance Options include:
- Classic Cars
- Collector Cars
What about the Fun Stuff?
Knight Insurance of Broward has you covered wherever the road, the beaten path or the lake take you. We work with a number of companies who offer great rates on all your sports ‘toys’.
Sports Toys coverage includes options for:
- Personal watercraft
- Golf Carts
Personal Liability Umbrella
Affordable Liability Protection
Whether you’re behind the wheel on your way to work or romping through the woods on an ATV, anytime you’re driving or riding a machine, you face risks. By definition, you can’t plan to avoid an accident and they occur every day. If you’re at fault, the damages for which you’re liable can easily exceed your automobile policy limits. That’s why a Personal Liability Umbrella is such a smart option.
An Umbrella policy provides additional liability protection in excess of your standard policy. It covers the amount you are ordered to pay up to the umbrella policy limits. This affordable liability protection acts as an umbrella by increasing the liability protection for ALL your personal lines policies…including auto, homeowners and those fun sports toys. Talk to your Knight Insurance of Broward agent about a smart, affordable personal liability umbrella policy.